The levels are mainly divided into regular card, gold card, platinum card, diamond card and privilege card levels. Each level of membership enjoys different services and benefits, such as free cash withdrawals, foreign exchange remittance discounts, VIP room use, travel privileges, etc. Customer levels are based on their account deposits, financial product investments, loan amounts, and credit card repayment records. Based on a comprehensive evaluation of multiple factors, the higher the customer level, the more rights and preferential benefits the customer will have in the bank. Zheshang Bank and most banks in China have corresponding customer hierarchy systems. Through this system, banks provide personalized financial services, products and discounts to customers of different levels.