1. Introduction to Wenzhou Bank National Student Loan This product is a student loan issued by Wenzhou Bank. Undergraduate, junior college or graduate students with financial difficulties in full-time colleges and universities can apply if they meet the conditions. Partial interest discounts will be provided by the financial department. Loan amount: The cumulative maximum loan amount shall not exceed 10,000 yuan for undergraduate students and 10,000 yuan for junior college students. Loan term: The term is generally not more than eight years and is determined based on the student’s actual situation.
2. What materials are needed for Wenzhou Bank’s national student loan? (1) Students need to prepare a valid personal identity document. (2) Admission notice or student ID card from the school you attend and a copy. (3) Proof of tuition and fees required during the student’s study period provided by the school where he/she is attending. (4) A letter from the school you attend and proof that you agree to enjoy 50% discount on national student loans. (5) If a natural person guarantee is adopted, the guarantor’s household register, valid identity document and copy, work unit, contact information, income certification materials and proof of agreement to guarantee the borrower must be provided. If a pledge is used as a guarantee, the pledge and list must be provided. If a mortgage guarantee is used, a list of mortgage properties and proof of ownership of the mortgage properties and other information must be provided. (6) Other information or documents that need to be provided.