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Can I spend bank commemorative coins?
Ordinary commemorative coins in bank commemorative coins can be used as currency, which is the national legal tender and has the same circulation value as RMB. However, under normal circumstances, no one will directly use bank commemorative coins in the actual consumption scene, because some businesses may not accept them and can exchange them into RMB at bank outlets for further consumption.

Ordinary commemorative coins can be circulated, but precious metal commemorative coins cannot be circulated. Chinese commemorative coins are legal tender designed and manufactured by China Banknote Printing and Minting Corporation and issued by China People's Bank.

Commemorative coins are usually issued to commemorate major political and historical events, traditional culture and other events of special significance in China.

Preservation method

In order to avoid direct collision and friction with hard objects, don't put several coins in one pocket at the same time, but pack them separately with soft cloth or paper.

In order to prevent hand pollution, commemorative coins are packed in a thin sealed transparent plastic bag when they leave the factory, so that the surface of coins is protected from oxidation. Don't take it out easily, just touch it with your hands. When watching commemorative coins, you should wear thin gloves as much as possible, and hold the edge of commemorative coins with your thumb and forefinger to prevent sweat from polluting the coin surface.

To avoid contact with acidic substances, commemorative coins should be stored in a ventilated and dry place.

1, commemorative coin classification

Commemorative coins are legal tender and can be spent as money. However, commemorative coins are also classified. Ordinary commemorative coins are equivalent to RMB and can be exchanged for the same denomination. There is also a commemorative coin, which belongs to precious metal commemorative coins. This commemorative coin is mainly commemorative. The material itself is gold or silver, so it can't be spent as coins. Although it cannot be used as a coin, its own price is often higher than the above price. For example, the gold price of a 10-yuan coin is around 400 yuan now, even if it is light, it can't be less than 10 yuan.

2. Year of the Ox commemorative coins

There are two kinds of commemorative coins in the Year of the Ox. The first kind is gold and silver commemorative coins, 15. There are 9 gold commemorative coins and 6 silver commemorative coins. It is said that the issue price is above 6000. However, considering the preciousness, it may be difficult for ordinary people to obtain the issue price, and it will definitely be given to dealers or collectors in the end; The second kind is gold commemorative coins, 18 pieces, of which the final gold coins reach 10 kg. 18 pieces are rare, and with the price of gold itself, the whole set of pre-sales will probably cost millions or even millions. This ordinary person hardly needs to think about it, can't afford it, and can't afford it. 1. This is a set of commemorative coins to commemorate 2020. First of all, the point 1 is about this set of commemorative coins issued to commemorate the arrival of the 2020 New Year. Such banknotes and coins are rare things for us human beings, mainly because of their high collection value. After all, the time to commemorate 2020 has passed and will not come again. Therefore, the issue of this currency is to have this commemorative significance, which is why this coin will be issued. This kind of coin is often found in China to commemorate great events and great years. Second, the collection value of commemorative coins is very high.

There is also a high collection value of commemorative coins, because the production technology at that time represented the highest level of the times. Therefore, commemorative coins will only be issued at that time, and they are the currency issued by the People's Bank of China. So it is impossible for the People's Bank of China to issue it for the second time. So there are only dozens of coins in the world, and it is impossible to save the world like the coins we use now. Third, things are rare.

Finally, things are scarce, and this year's commemorative coins are all like this, because they will only be issued once, and there are probably dozens of sets left in the world. For many collectors, this is the last chance.