Mengshang Bank is a city commercial bank jointly established by the Deposit Insurance Fund Management Company, China Construction Bank, Huishang Bank, the Finance Department of Inner Mongolia Autonomous Region, the Finance Bureau of Baotou City, and some powerful state-owned enterprises. Mengshang Bank is a newly established legal entity that is independent from Baoshang Bank. The business scope is defined as within the Inner Mongolia Autonomous Region, returning to Inner Mongolia and serving the economic and social development of Inner Mongolia. The business purpose is to take root in Inner Mongolia, operate steadily in accordance with the law, and build a regional commercial bank with sufficient capital, strict internal control, safe operation, good services and benefits.

: Functions of Mengshang Bank

1. Card activation. To ensure the safety of your credit card during mailing, your new card has not yet been activated. You need to activate it after receiving the card. It can be used normally only after activation (card opening). After receiving the card, please follow the steps below:

Check carefully: Please confirm whether the pinyin/English name on the front of your credit card is consistent with the one filled in on your application form. If there is any discrepancy, please call immediately Customer service hotline 95352, we will handle it for you in time. Sign promptly: After confirming that the card is correct, please sign in the cardholder's signature column immediately. The signature style must be consistent with the signature style on the credit card application form. When paying by card, please sign in the same way. Card activation: You can activate the card according to the prompts through our bank's customer service hotline 95352, credit card WeChat, credit card APP and our bank's mobile banking, and set the transaction password and query password. After completing the setting of transaction password and query password, your credit card can be used normally.

2. Card use. Card payment You can use your UnionPay RMB credit card to make consumption transactions in RMB as the settlement currency at POS machines of special merchants with the UnionPay logo. The local currency amount for overseas consumption and transactions through the UnionPay network will be directly converted into RMB for accounting based on the market exchange rate of the day. Online consumption You can easily shop online through a variety of third-party payment channels such as Alipay, Tenpay, JD.com (online banking), Suning (Yifubao), and UnionPay online. Withdraw cash You can withdraw cash at the counter with your credit card and password at any of our bank's business outlets, or withdraw cash from an ATM with the UnionPay logo. Generally, the cash withdrawal limit does not exceed 50% of the total credit limit. According to the regulations of the People's Bank of China, when withdrawing cash through the UnionPay network in China, the cumulative amount of daily cash withdrawals per card through ATM and other self-service machine channels shall not exceed 10,000 yuan. Our bank's credit card cash withdrawal limit will be adjusted in a timely manner according to the policies of the regulatory agency, so please pay attention.

3. Password reset . If you forget your password, please call the customer service hotline and follow the voice prompts to complete the password reset operation.

4. Report card loss. When your credit card is accidentally lost or stolen, please immediately call the customer service hotline or follow the prompts to report the card loss through credit card WeChat, credit card APP and our bank’s mobile banking. Our bank After confirmation, the loss report will take effect. If you need to replace your card, please call the customer service hotline 95352, and our bank will make a new card for you in a timely manner according to your requirements. (Tip: After the main card is reported lost, the supplementary card can still be used and repayment will not be affected.)