1. Registration process for single-purpose commercial prepaid cards

First prepare the relevant materials, and then according to your business model, within 30 days of launching the card, register it with the industrial and commercial registration office Register with the government’s commercial department. Generally speaking, the filing can be completed within 5 days. Relevant information for applying for a single-purpose commercial prepaid card includes:

1. "Single-purpose Card Issuing Enterprise Registration Form"

2. A copy of the "Business License"

3. Financial statements of the previous year that have been audited by the company (with official seal), except for catering enterprises that have been registered with the industrial and commercial registration department for less than one year.

4. Samples of physical cards (front and back) and samples of information recorded on virtual cards.

5. Single-purpose card business and fund management system

6. Single-purpose card purchase regulations and agreements

7. Fund deposit account information and funds Depository Agreement

Note: In addition to providing the above materials, group card issuers and brand card issuers also need to submit additional: the text of the agreement signed with the card seller and the card seller; the group card issuer submits a statement on the group equity relationship ;Brand card issuing companies submit proof of ownership or exclusive use rights of corporate logos, registered trademarks. In addition, if your company has foreign investment, you should also submit a copy of the foreign-invested enterprise approval certificate.

If a card-issuing enterprise fails to register, once it is reported by consumers or randomly inspected by relevant departments, the local commerce department of the local people's government at or above the county level will order the enterprise to make corrections within a time limit; if it still fails to make corrections within the time limit, it will be fined 1 A fine of not less than 10,000 yuan but not more than 30,000 yuan is imposed.

2. Single-purpose prepaid card registration materials

1. "Single-purpose card issuing enterprise registration form" (stamped with enterprise red seal);

2. A copy of the "Enterprise Legal Person Business License" (duplicate) (requires a corporate red seal);

3. A copy of the Unified Social Credit Code Certificate or Organization Code Certificate (a corporate red seal is required); If the card-issuing enterprise is a foreign-invested enterprise, it should also submit a copy of the foreign-invested enterprise approval certificate (a corporate red seal is required);

4. The financial statements and consolidated financial statements of the previous year audited by the auditing agency (with official seal), except for groups and brand card issuers that have been registered with the industrial and commercial registration for less than one year (supplementary financial statements should be submitted starting from the next fiscal year);

5. Physical card sample (front and back) , Information samples recorded on virtual cards;

6. Single-purpose card business (should include issuance, services, dispute resolution, system management, etc.), fund management system (should include settlement, management, and use, etc.);

7. Single-purpose card purchase regulations and agreements. The following content should be included:

(1) Name, type and function of single-purpose card;

(2) Single-purpose card purchase, recharge, use and return methods, registered card It should also include the methods of reporting loss and transfer (if the card issuer provides transfer services, the conditions and methods of transfer should be listed; if the service is not provided, it should be expressly stated in the articles of association and agreement);

(3) Charging items and standards;

(4) Rights and obligations of the parties;

(5) Dispute handling principles and liability for breach of contract;

(6) Relevant laws Other matters stipulated in laws, regulations and normative documents.

8. Fund custody account information and fund custody agreement (unified standard format of the Ministry of Commerce). (The filing authority should check the fund depository agreement or the depository fund offset voucher and keep a copy; the capital depository agreement, guarantee insurance policy, bank guarantee and guarantee letter of guarantee are valid for one year in principle, and the filing authority should record the agreement, insurance policy or The expiration date of the letter of guarantee; one month before the expiration date of the agreement, the filing authority should prompt the filing enterprise to renew the contract. For enterprises that do not renew the agreement when the agreement expires, it will be deemed to have failed to meet the filing requirements, and the filing will be invalid. The filing authority will publicize the filing number. It will be invalidated at the same time, and the company needs to re-register)

9. The text of the agreement signed with the card selling company and the list of card selling companies.

10. Group card issuing companies shall submit a description of the group’s equity relationship; brand card issuing companies shall submit proof of corporate logo, registered trademark ownership or exclusive use rights.

The "Single-Purpose Card Issuing Enterprise Registration Form" can be downloaded from the Ministry of Commerce government website (www.mofcom.gov.cn).