It can be withdrawn, but the interest rate is high. Credit cards are for borrowing money to spend, don't put money into them, it's a debit card that saves money. If you save too much, it is called "overpayment", but it can also be used for credit card purchases.

Overpayment:

1 This amount can increase the available limit of the credit card or be directly used for consumption repayment;

2 If there is an overflow in the credit card, If you make a payment, the overpayment will be deducted first and then the credit limit. If the overpayment is greater than the consumption amount, it will not form an overdraft;

3 For example, if you need to repay 900 yuan this period, the actual repayment is 1,000 yuan. Yuan, the extra 100 Yuan is the overpayment;

4 If you deposit money into the credit card in advance without consumption, then this part of the money cannot be withdrawn. If you want to withdraw it, you will Charging high handling fees should be avoided as much as possible;

5 Overpayment does not accrue interest.

Credit Card:

1. Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

2. A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the bill with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

3. The credit card stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards in the Criminal Law of the People's Republic of China and the People's Republic of China") refers to a credit card issued by a commercial bank or other financial institution. An electronic payment card issued by an institution with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.

Reference materials:

Baidu Encyclopedia-Credit Card