What are the platforms for corporate loans?

The platforms for corporate loans include Morron, WeBank, China Construction Bank, etc. It is recommended to choose Moore Dragon. This company can provide mortgage loans in as fast as 1 day. You can also apply for apartment stores and provide car loans in as fast as 2 hours.

Advantages of corporate loans:

1. Low cost. Bank loans are relatively low-cost. Not only are the interest rates low, but also the intermediary fees or handling fees are much lower. The most important thing is It is safe and reliable, and you will basically not be tricked. Moreover, you may be able to get a certain loan interest rate discount when you apply for a business loan at a bank.

2. The quota is high. There is usually no upper limit when applying for corporate loans from banks. The amount of loan quota a company can obtain mainly depends on the strength of the company. Therefore, as long as the company meets the bank's loan conditions, almost all the corporate loan amounts it wants to apply for can be met.

Enterprise loan platforms include the following:

1. Ping An Puhui: The loan platform under Ping An Group of China has rich loan products, mainly providing mortgage loans and credit loans, with a maximum borrowing limit of 300,000.

2. CreditEase Huimin: CreditEase’s loan platform provides mortgage loans and credit loan services. Individuals can borrow up to 200,000.

3. Paipaidai: Paipaidai is a listed company that provides a variety of loan services such as small loans and credit loans. The first loan limit is 500-30,000 yuan, and the maximum loan limit thereafter is 200,000 yuan.

4. Jiufu: Jiufu is an Internet financial comprehensive service platform. It has a variety of loan products, such as Jiufu Wanka, Jiufu Chaoneng, Jiufu Chaoneng, Jiufu Dingdang, etc. Loan amounts can range up to hundreds of thousands.

What are the platforms for corporate loans in Guangzhou? Take a look at these models

As the provincial capital of Guangdong, Guangzhou has a rapid economic development and is home to many companies. Whether they are engaged in production and operation or expanding their scale, they usually rely on corporate loans to obtain financial support. There are many platforms for corporate loans in Guangzhou. Here we will take stock of them.

1. Banking platform

The Guangzhou branches of major banks have corporate operating loans, and the product types are relatively rich. The common ones are as follows:

1 , China Guangfa Bank: A local bank in Guangdong, all enterprises registered in Guangdong can get loans if they meet the conditions. Products include e-commerce loans, science credit, government procurement loans, Kuai Rongtong, etc.

2. Agricultural Bank of China: It can provide various types of loan products for small, medium and micro enterprises in Guangzhou, such as Weijie Loan, Jianshi Loan, Kechuang Loan, Liandai Tong, Yinqiao Tong, and Smart Loan. Dongdai, etc., it is recommended to choose matching loan products based on the company's own conditions.

3. WeBank: WeBank’s well-known corporate loan is called Weiyedai. It is a credit loan that is granted based on the corporate tax limit. It can also be used for business development in Guangzhou. Business owners need to go through WeBank Apply online for the bank’s WeChat public account.

2. Financial companies

1. Alipay: There is online merchant loan on payment, an operating loan product specially issued to Taobao stores, with a maximum limit of 2 million yuan, requiring borrowers Be over 18 years old, have good credit, have a certain level of revenue, and be in good operating condition.

2. 360 Finance: There is a pure credit loan product called 360 Gold Bar, with a maximum limit of 200,000 yuan. Although it is not a specialized business loan, it can be applied for by the business owner as an individual, and the loan period is 1 year. , the loan daily interest rate is as low as, China Merchants Union Finance: There is a pure credit loan - China Merchants Union Good Term Loan, with a maximum limit of 200,000 yuan, the application is relatively simple, people aged 23 to 60 years old, with stable income and good credit can apply Apply directly on the APP, or business owners can apply as individuals.

What are the platforms where business licenses can be used for loans?

The platforms that can be used for loans with business licenses are listed below:

1. Have money to spend. Users are required to meet the age requirements of 18-55 years old, and must submit the corresponding second-generation ID card and debit card during the application process.

It should be noted that the application only supports debit cards. The application card is also the user's loan bank card, and the ID card cannot be a temporary, expired or first-generation ID card.

2. Quick loans for small and micro enterprises. Small and micro enterprise quick loans include credit quick loans, mortgage quick loans, pledge quick loans and platform quick loans. Small and micro enterprise loan products are different, and the corresponding loan amounts, loan periods and loan interest rates are different. Of course, the corresponding processing conditions are also There will be a difference. You can log in to the official website of China Construction Bank and click under "Small and Micro Enterprises-Apply Now-Quick Loan Application".

3. Micro-industry loan. Micro Industry Loan is a capital loan service provided by WeBank for small, medium and micro enterprises. Generally speaking, taxpayer enterprises, small-scale taxpayer enterprises or individual industrial and commercial households can apply for loans. The upper limit of the loan amount is 3 million, and the annualized interest rate may be as low as 3.6. The specific data is subject to the data after applying for the amount.

Extended information:

1. What materials are needed for a business license loan

When applying for a loan with a business license, in addition to the business license, the borrower also needs to provide My identity certificate, marriage certificate, address certificate, etc., and bank statements for more than six months must also be provided. The more complete the information you prepare, the easier it will be to apply for a loan.

2. Application process

1. The borrower will prepare the above information and submit it to the lending institution;

2. The lending institution will review the information and at the same time review the loan application The person conducts a pre-loan investigation;

3. After the investigation is passed, both parties sign a loan agreement;

4. After the agreement is signed, the lending institution issues the loan;

5. The borrower repays the loan in accordance with the contract.

2. Business License

A business license is a certificate issued by the industrial and commercial administration authority to industrial and commercial enterprises and individual traders allowing them to engage in certain production and business activities. Its format is uniformly stipulated by the State Administration for Industry and Commerce. The registration matters are: name, address, person in charge, amount of funds, economic composition, business scope, business method, number of employees, business period, etc. The business license is divided into original and duplicate, both of which have the same legal effect. The original copy shall be placed in a conspicuous place at the company's residence or business premises, and the business license shall not be forged, altered, rented, lent or transferred. Industrial and commercial enterprises or self-employed individuals without a business license are not allowed to open their business. They are not allowed to engrave official seals, sign contracts, register trademarks, or publish advertisements. They are not allowed to open bank accounts.