Rural commercial banks are called rural commercial banks. Rural commercial banks refer to joint-stock local banking financial institutions established by farmers, rural industrial and commercial households and other economic organizations within their jurisdiction. Rural commercial banks are regular banks that meet the requirements of the state and are qualified to absorb deposits and issue loans according to law.

Bank classification 1. Central Bank: The full name of the central bank is the People's Bank of China;

2. Policy banks: including China Agricultural Development Bank, China Development Bank and The Export-Import Bank of China;

3. Commercial banks: banking financial institutions approved by the national government, including China Bank, China Agricultural Bank, China Industrial and Commercial Bank, China Construction Bank and China Postal Savings Bank;

4. Investment banks: Investment banks are arranged by capitalism, including financial institutions such as Goldman Sachs Group, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG AG and Societe Generale;

5. World Bank: The establishment of the World Bank is mainly to help countries overcome poverty, and all institutions of the World Bank play a vital role in the mission of alleviating human poverty and improving people's living standards.