The registration process of individual industrial and commercial households is as follows:

1. Individual contractors or individual vendors who need names should register their names in advance. After consultation, obtain and fill in the Application for Pre-approval of Name (Change) and prepare relevant materials.

2. Submit the name pre-approval (change) application and wait for the name approval result.

3. Submit the application materials, which are complete and conform to the legal form, and wait to receive the Notice of Approval of Establishment Registration.

4. After receiving the Notice of Approval of Establishment Registration, pay fees at the Industrial and Commercial Bureau according to the date specified in the Notice of Approval of Establishment Registration and obtain a business license. Within the scope of approval and registration according to law, individual industrial and commercial households enjoy the capacity for civil rights and capacity for civil conduct in their operations. The legitimate business activities of individual industrial and commercial households are protected by law, and individual industrial and commercial households enjoy ownership of their business assets and legitimate income. Individual industrial and commercial households can open an account in a bank, apply for a loan from the bank, have the right to apply for the exclusive right to use a trademark, have the right to sign a labor contract, have the right to hire a helper to take an apprentice, and also have the right to name and seal. Individual industrial and commercial households engaged in production and business activities must abide by state laws, pay taxes according to regulations, and obey industrial and commercial administration. Individual industrial and commercial households engaged in illegal business operations must bear civil liability and other legal liabilities.

Second, Hangzhou self-employed individuals apply for a loan of 6,543,800 yuan?

Self-employed individuals can get good loans through their own business licenses and good business processes.

First of all, the borrower should first prepare the following information:

1, ID card;

2. Original and photocopy of business license, original and photocopy of tax registration, original and photocopy of organization code certificate and lease contract of business premises.

3. Recent purchase and sale bills, manual account books, and running bills of personal bank cards for the last six months.

4. A recent tax payment form, a recent water and electricity bill, a real estate license or purchase contract, a car driving license, a couple's ID card, a marriage certificate and a household registration book.

2. After preparing the materials, the borrower takes the materials to the bank to apply for a loan.

Three, after receiving the loan application, the bank will review the enterprise and the business owner.

Four, if approved, will contact the borrower to the bank to sign a loan contract; If the audit fails, the loan information will be returned and the reason for refusing the loan will be informed.

After completing the relevant procedures, the bank began to issue loans to borrowers.

The intransitive verb borrower repays the loan on time until it is paid off.

Loan conditions of self-employed business license

1. The borrower's age range is 18-65 years old, and he is a natural person with full civil capacity.

2. The borrower needs to have an individual shop that has actually operated for more than half a year.

3. The bank flow of the store in the last six months.

4. If the store is leased, provide the store lease contract; If the store is in its own name, provide relevant real estate materials.

5. Recent tax payment bill, recent water and electricity bill, real estate license or purchase contract, automobile driving license, husband and wife ID card, marriage certificate and household registration book.

6. Open a deposit account in the bank applying for a loan.

7. There are no laws such as tax evasion.

8. Good credit and no bad credit record.

9. Other conditions stipulated by the lending bank.

note:

1, individual commercial banks have been liberalized for more than 3 months, and the threshold is low.

2. If the bank business is good and the flow is high, the quota will be higher.

In short, as long as the credit information is good, self-employed loans can also be recognized by banks through their business licenses, bank accounts and other certificates.

3. Can a self-employed person apply for a loan?

Loan types suitable for individual operators:

1, housing mortgage loan. Self-employed individuals who apply for loans can apply for mortgage loans if they have a house to mortgage;

2. Self-employment and entrepreneurship. For self-employed individuals who have just started a business, they can handle business-related business with the industrial and commercial business license, tax registration certificate and related business license issued by the administrative department for industry and commerce.

legal ground

Article 11 of the Interim Measures for the Administration of Personal Loans

Personal loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

Fourth, how to borrow 6,543,800 yuan? What's the procedure?

Mortgage the house and make an appraisal.