Alipay merchant payment cannot be activated without a business license.

Alipay Merchant Life Account Registration Rules

Registration Standards

1. Individual industrial and commercial households, enterprises, and other organizations can apply;

2. An Alipay account with real-name authentication is required, and the name of the Alipay account must be consistent with the name of the business license. It is recommended to use non-financial Alipay accounts for contract cooperation;

3. Alipay banned categories and the following scenarios are not supported for the time being;

Some financial services: pawn shops, wire transfers and money order services , personal fund lending, precious metal investment, financial institutions-automated cash services, small loan companies, payment institutions, financing guarantee companies

It can be seen that the first requirement for merchants is that they must have a business license, so , Alipay merchants cannot activate payment collection without a business license.

Extended information:

Name naming rules for life accounts:

1. Trademark naming rules:

If the applied name contains a trademark, Please upload the "Trademark Registration Certificate". The uploaded document must be a scanned copy with the official seal;

To use a trademark registered by others: Please upload the "Trademark Registration Certificate" and the "Trademark Use Authorization Letter" from the trademark owner. The uploaded document must be a scanned copy with the official seal;

2. Naming rules for self-selected words:

The application name is not allowed to involve infringement of other people's privacy rights, reputation rights, portrait rights, intellectual property rights, Trade secrets and other legal rights, otherwise the application may be rejected, or the rights holder may lodge an infringement complaint;

The application name is not allowed to be repeated, highly similar, or confusing (suspected of infringement) to an existing account on the platform. Otherwise, the application may be rejected;

To use someone else’s business license: Please upload the "Authorization Letter for Operation", and the uploaded document must be a scanned copy with the official seal;

If the name involves a specific industry (Logistics and warehousing, pharmaceuticals and medical care, etc.) For industry qualification certificates that need to be provided, please refer to the industry qualification requirements;

Name of public service categories: non-governmental, public institutions and other public service organizations are not allowed Take a name related to or similar to the public service class. For public service life accounts such as governments and institutions, the name must include the administrative area of ??service (such as "Hangzhou", "Hangzhou Xihu District", etc.) and the service content (such as "provident fund", "parking", etc.) . The name of the administrative region must reflect the uniqueness of the country;"?

Tips:

1. Try to ensure that the name of the life account and the real-name authentication display subject are consistent;?

2. The name is not allowed to involve pornography, violence and other illegal contents, nor is it allowed to involve politics;

3. The name is not allowed to be named with obviously ambiguous phrases, such as: mistress;

< p>4. The name does not allow too broad common nouns, industry words, product names, industry words, event names, function words, such as: black tea, women's clothing, fitness, red envelopes, receiving red envelopes, scanning QR codes to receive red envelopes, etc. It is recommended Add the trademark name/company name as the name of the life account;

5. The regional name alone is not allowed as the application name (for example: Beijing, Shanghai, Guangzhou, Shenzhen, etc.)

Alipay Ant. Financial Services Help Center-Life Account