Intellectual property financing behavior includes: pledge loan, intellectual property investment, technology shareholding, financial leasing, etc.

Pledged loan: refers to the enterprise or individual applying for financing from the bank as collateral after evaluation with its legally owned patent right, trademark right and property right in copyright.

Intellectual property investment: refers to existing enterprises attracting cooperative third-party investment through intellectual property rights, and enterprises exchange equity for third-party funds to make common profits.

Technology shareholding: refers to a way for enterprises or individuals with patented technology/know-how to establish a new company in cooperation with a third-party organization with capital after passing the intellectual property evaluation, so that enterprises or individuals with patented technology/know-how can obtain enterprise equity; It also means that the shareholders or legal persons of an enterprise transfer their own patents/know-how to the enterprise after the evaluation of intellectual property value, so as to increase their own equity.

Intellectual property financing lease: similar to equipment financing lease in traditional industries. During the lease period, the lessee obtains all the rights of intellectual property except ownership, including all kinds of use rights and exclusive litigation rights. If the lease expires and the intellectual property rights have not expired, the ownership of the intellectual property rights shall be determined according to the contract agreement between the lessee and the lessor. Intellectual property financing lease is a brand-new financing method in Chinese mainland.

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