The bank's funds are frozen, in addition to the reasons of judicial freezing, there are also some restrictions of the bank itself, just like the pre-authorization of CCB. When the funds are frozen, we must first know what the reason is. Some people just entered the wrong password, or even someone else entered your bank card account, and the password failed to log in several times, which caused the freezing. Generally, CCB card funds are frozen, and the following measures need to be taken:
1. Ask the bank for reasons.
As mentioned above, there are many reasons why bank cards are frozen. When you find that your bank card is frozen, you should first bring your ID card and bank card to the bank counter to find out what caused the freezing, and take different disposal methods according to different reasons.
second, the disposal of pre-authorization.
It was found that part of the funds in the CCB card were frozen, mostly because of pre-authorization. Now there are more POS consumption. Due to the inconsistency between consumption and settlement time, the consumption part will be frozen through the pre-sale right. In this case, there is no need to deal with it, because it is not your money that is frozen.
3. Disposal of frozen password entered incorrectly.
due to yourself or others' online banking or card-holding operations, after entering the password for many times, the bank will temporarily freeze the bank card in the background to prevent risks. After this happens, there is no need to deal with it. After 24 hours, the freezing will be automatically lifted.
fourth, ask the reasons for the judicial freeze.
Except for operational reasons, most freezes are often judicial freezes, that is, they involve civil and criminal cases, and the preservation measures taken by judicial organs. At this time, it is necessary to clarify the reasons. At the very least, it is necessary to ask who the frozen organ is in order to take the next step.
5. Your innocent contact is released in time.
At present, there are many online frauds. If there is no criminal or civil case against you, it is really a mistake on the part of the judicial organs. They should contact the reasons for the freeze in time and explain the reasons and demand that the freeze be lifted in time. If the freezing organ fails to investigate and lift the freeze, it may complain to its superior.
VI. Disposal methods for your own reasons.
It depends on the seriousness of the matter. Freezing is also divided into total freezing and partial freezing, which belongs to the property preservation of civil relations. If there is no total freezing, the unfrozen part can still be taken out. For those involved in criminal cases, the longest freeze shall not exceed six months, and we will wait until six months.