Unionpay Cloud Loan belongs to China Construction Bank and is the UnionPay version of merchant cloud loan. This loan is a credit loan business on the whole process line issued by China Construction Bank by studying the business characteristics and capital turnover needs of merchants' customers, based on the basic information, business information and transaction information of merchants' business entities and enterprise managers, and integrating the internal acquiring data of merchants and the acquiring information of merchants' UnionPay. The longest term of the loan can reach 1 year, and it can only be recycled once.

What are the application conditions for CCB UnionPay cloud loan?

CCB UnionPay cloud loan needs certain conditions. Specific as follows

1. The enterprise has been operating for more than 12 months and has a unified social credit code.

2. The borrower, that is, the business owner, 18 to 60 years old;

3. The personal credit of the business owner is good, and there is no bad credit record and serious negative information;

4. The enterprise has a legal person account in CCB, and pays more than 5 transactions within 12 months.