If you want to borrow money in the name of an enterprise, the business license is only one of the materials you need to provide. Now loans are basically to provide collateral; If you have just obtained a business license, in other words, it is difficult for a newly established enterprise to get a loan from the bank. Under normal circumstances, banks like to set up corporate loans with a history of about 3 years and good operating conditions. The business license itself has no value and cannot be used as collateral. Business license and tax registration are only part of it. The procedures and processes required for specific loans can be consulted with specific loan units.

2. Can I get a loan from the bank with a business license? How much can I borrow?

You can apply for 10000 to 50000 in the bank with your business license.

3. Can I get a business license loan? How much can I borrow?

The specific amount shall be determined by the bank according to the qualifications of the borrower. Business license loan process:

1. Submit a business license loan application to the bank and consult the loan related matters;

2. Submit business license loan process related information, such as business license certificate, self-employed individuals applying for loans, should provide the bank's operating flow for nearly six months, and enterprises applying for loans, should provide the operating flow certificate and corporate financial statements for nearly one year. And the borrower's credit report;

3. Wait for the approval of the bank. If approved, both parties will sign a loan contract. Apply for mortgage loans, mortgage registration procedures;

4. The bank issues loans to designated accounts. The role of business license for individual entrepreneurs, as long as the company is registered in the industrial and commercial bureau, it can get a business license with three certificates in one. This license can prove that you are indeed qualified to operate, and you are a legal self-employed person or enterprise legal person, and you can apply for relevant business loans from the bank. However, this is only one of the conditions of the loan. If the company has been operating for a short time, its operating condition is unsatisfactory or even on the verge of bankruptcy, or the applicant's personal credit information is tainted and his age is not up to standard, then other assets or guarantee certificates need to be provided.

4. How much can I borrow from my business license?

There is no such problem. Well, you can't borrow money from the business license. Generally, bank loans depend on the operation of your company. There is no doubt that the company has been making profits for more than three years.