The bank emblem is a fusion of Phoenix and Tai Chi graphics. The overall shape is full, soft and steady, highlighting the characteristics of Beijing Rural Commercial Bank’s aggressiveness, dedicated service and steady operation.
Phoenix graphic - the high phoenix head symbolizes Beijing Rural Commercial Bank's lofty goals and ambitions to build a modern joint-stock commercial bank; the surrounding phoenix tail interprets Beijing Rural Commercial Bank's focus on customer needs and customer-oriented Respectful service concept.
The Tai Chi graphic - represents the cyclical integration and harmonious coexistence of all things in the world, embodying the corporate responsibility and vision of Beijing Rural Commercial Bank to build a "harmonious bank and create unlimited value".
Red - embodies the distinctive regional characteristics of Beijing Rural Commercial Bank rooted in the capital, and reveals rich cultural heritage in its rigor and solemnity; expresses Beijing Rural Commercial Bank's customer-oriented and sincere service Heart.
Golden Phoenix Wealth Management
Wealth Management Center, VIP Financial Management Center, Financial Consultant, Phoenix Gold Account
Savings Business
Current Savings , lump sum deposits and lump sum withdrawals, lump sum withdrawals from partial deposits, principal deposit and interest collection, fixed-term and living arrangements, call deposits, pension issuance
Personal loans
Personal business loans, personal consumption Loans, housing loans, deposit certificate pledged loans
Bank cards
Phoenix Card, Phoenix Campus Card, Phoenix Family Card, Phoenix Funong Card, Phoenix Huimin Card, Phoenix Gold Account Card, Phoenix Community Card, Phoenix Resident Health Card, Phoenix Pension and Disability Card, Phoenix Civil Affairs and Social Security Card
Credit Card
Phoenix Standard Credit Card (regular card, gold card, platinum card), business card, Funong Credit Card, Aka Farm Theme Credit Card, Cathay Pacific Co-branded Card
Exchange business
Transfer and remittance, entrusted collection, Rural Credit Union Bank deposit and withdrawal
Going abroad Financial services
Electronic travellers' checks, full-to-account overseas remittances, multi-currency overseas remittances, foreign currency carrying certificates, personal foreign exchange purchases, personal foreign exchange settlements, online banking personal foreign exchange settlements and sales, domestic transfers, deposit certificates, Foreign exchange remittance, foreign currency savings
Payment and recharge
Payment intermediary business "Phoenix Pay Easy" brand small and micro enterprise services
Zhongguancun Science and Technology Loan, Zhongguancun Science and Technology Dantong Loan, Zhongguancun Kebaotong Loan, Liandong U Valley Revolving Loan, Liandong U Valley Quick Loan, "Yaoshangtong" Credit Business
Credit Business
Operational Properties Mortgage loans, land reserve and primary development loans, corporate commercial housing loans, real estate development loans, working capital loans for construction and installation companies, affordable housing project loans, bank acceptance bill discounts, bank acceptance bill buyer interest discounts, domestic factoring Business, factoring of lease receivables, loans from Zhongguancun Science and Technology Park
Deposits and settlement
Demand deposits, time deposits, agreement deposits, notice deposits, entrusted collection business, special entrustment in the same city Collection business, commercial bills, bank draft business, cashier's check business, remittance business, check settlement business
Cash management
Relying on the cash management system platform developed by Beijing Rural Commercial Bank, Provide corporate customers with comprehensive fund management services such as account management, collection and payment management, liquidity management, capital pool management, investment and financial management.
Corporate foreign exchange
Domestic letter of credit products, imported financial service products, export financial service products, overseas project financial service products, domestic project financial service products
Investment Bank Business
Syndicated loans, financial consulting, interbank loans, non-financial corporate debt financing instrument underwriting business
Corporate financial management
Money market financial products, precious metals< /p>
Agency trust business
Agency trust plan fund collection and payment for personal agriculture and rural areas business
Convenient agricultural loans, entrepreneurial agricultural loans, heart-warming agricultural loans, special agricultural loans, Rural convenience stores, rural self-service stores
Enterprise agriculture, rural areas and farmers business
Key village reconstruction loans, affordable farmers' resettlement housing construction loans, "collection" credit extension of working capital of agricultural, industrial and commercial companies, personal online banking
Account inquiry, transfer and remittance, payment and recharge, deposit business, precious metal business, online financial management, fund trading, foreign exchange business, online loan, mobile banking, inter-bank collection
Corporate Internet Banking
Inquiry business, bank-enterprise reconciliation, transfer and remittance, investment and financial management, financial management, electronic bills, agency business, group business, bank-enterprise direct connection
Mobile banking
Customer management, account inquiry, account management, savings deposits, call deposits, transfers and remittances, mobile phone transfers, self-service payment, fund investment, precious metal business, financial products, financial quotes, financial information, customer service
WeChat Bank
The official account is "Beijing Rural Commercial Bank e-Service", account services, credit cards, financial information
Self-service banking
ATM, ATM All-in-one deposit and withdrawal machine, all-in-one comprehensive service machine, passbook check-in, rural convenience store, community convenience store, online banking experience machine
Telephone banking
Account inquiry, transfer and remittance, agency Payment, temporary loss report, SMS notification service, appointment service, campus card transfer, value-added services, welfare lottery business, fund business, other services
SMS service
SMS notification of account balance changes, SMS Authorized transfers, SMS notifications to payees, credit card consumption and repayment reminders, etc.
TV payment
You can complete mobile phone bills, landline bills, and gas bills through the TV remote control in your hand , water bills, heating bills and other fees
Online mall
Phoenix rural tourism, green agricultural products, flowers and plants, home appliances and digital, beauty and skin care, luggage and accessories
Online Payment
Carry out online payment business cooperation, including third-party payment institutions that cooperate based on online payment platforms, such as Alipay, Kuaiqian, Capital Easy Pay, Yibao Pay, Huanxun Pay etc.; as well as B2B, B2C, C2C e-commerce special merchants, such as Yunwang, Qiandai.com, Fifth Avenue, Xinhua Travel Network, etc. Through our bank's e-commerce system, customers can enjoy modern electronic financial services without leaving home. Easily realize online shopping, air ticket purchase, phone recharge, fund subscription and other functions through our bank's online banking.
Rural business quick payment
Account inquiry, online payment, mobile payment
Phoenix e account
Account management, purchase of financial products, Small-amount online payment, small-amount payment and other financial service functions Golden Phoenix Financial Management
Wenying.Fuyi, Wenying.Xinyi, Wenwen.Anrong and Fengying.Fuyi series of money market RMB financial products
Phoenix Select Fund
The "Phoenix Select" fund pool is a selected brand of funds sold by Beijing Rural Commercial Bank. Every quarter, the investment and financial management expert team conducts comprehensive evaluation and model analysis of hundreds of funds under many fund companies from multiple perspectives such as returns, risks, fund managers, management teams, historical performance, positions, market trends, etc. based on the different preferences of customers. We carefully select funds of different risk categories with higher comprehensive ratings and better future trends for customers to form the "Phoenix Select" fund pool, which provides investors with reference for choosing medium and long-term investment varieties and products.
Insurance products
Phoenix Suisin Insurance, Million Anti-cancer Insurance
Physical Precious Metals
Investment Gold Bar Series, Year of the Horse Gold Bar Series , Year of the Horse silver bar series, gold and silver commemorative coin series, Panda gold and silver coins, Panda refined coins, Mount Emei commemorative coins, 18 Arhat silver coins and silver bars.