Hello, the basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the business with minimum repayment amount; Online shopping; Shopping in installments and so on. If there are no special requirements for credit card spending, you can apply for any one.

The "Standard Credit Card VISA Gold Card" is a dual-currency card, and the "Hehe Card UnionPay Gold Card" is a single-currency card, all of which are exempt from the annual fee for the first year, and the annual fee for the following year after swiping the card six times in the first year, and so on. It is more convenient to spend dual-currency cards overseas.

If you have any questions, please contact QQ Customer Service 4008205555 for detailed consultation.