China Ping An Insurance Company is more reliable.

China's Insurance Law stipulates that an insurance company can engage in insurance business activities within the approved insurance business scope, and the insurance company can operate reinsurance after being approved by the financial supervision and regulation department. Reinsurance business of reinsurance.

the liability of an insurance company for each dangerous unit, that is, the maximum loss range that may be caused by each insurance accident, shall not exceed 1% of the total amount of actually existing capital plus provident fund, and the excess shall be reinsurance according to law.

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Suggestions for purchasing insurance:

1. Before choosing an insurance company, you should first carefully choose an insurance product that suits you. Buying insurance is protection, and an insurance product that suits you is fundamental, especially buying protection insurance.

2. The overall strength and operational ability of insurance companies are strong, which is related to the operation, investment and claims settlement ability of insurance companies. Companies with strong capital operation ability generally have good asset structure. In the insurance industry, whether it can be listed as a whole or whether it can be listed is one of the signs to evaluate whether the overall assets of an insurance company are excellent.

3. Good reputation. The higher the brand awareness and public recognition of an insurance company, the better its reputation. The better the credit, the fairer the insurance company will be in terms of claims.

4. The service quality is good. Nowadays, the quality of many insurance products is similar, but the service quality is really different. Insurance is not a one-time consumption, and many things such as protection and claims are often communicated with insurance companies. Companies with good service quality are always oriented to the needs of insurance, and their words and deeds are consistent, which to a great extent reflects the specialization of services and the high efficiency of claims.