Ant Financial Services No matter how Ali publicizes and Ma Yun touts his products, the listing plan of Ant Financial Services is still officially stopped. The reason is that after investigation by the CSRC, Ant Financial is actually just a lending institution in the cloak of Internet technology. There is no essential difference with various P2P online lending platforms that have frequently shocked people in previous years.
Thanks to the living signs of Ali and Ma Yun, everyone has great trust in Ant Financial. Ant Financial spent less than 20 billion yuan, but issued more than 2 trillion loans, all from major domestic banks.
Simply put, Ant Financial takes advantage of some loopholes in the national financial system. Ant Financial Service is based on the loan from the national bank, and then distributed to the general public to earn profits by means of differential interest rate.
100 times the leverage ratio, Ma Yun really played big this time. Once these operations of Ant Financial have problems, it only needs to bear the risk penalty of 6.5438+million, and other consequences and losses will be borne by the Bank of China. Smart-headed, business is on the head of the National Bank, and Ma Yun really went too far this time.
Once this happens, more than 2 trillion loans from national banks will trigger an earthquake in the domestic financial system, which is likely to trigger a large-scale financial crisis, and the country and people will eventually pay the bill. Do you know that Ali's major shareholder is Japan Softbank Group? Ma Yun's operation seriously threatened the national financial security and stepped on the red line.
Under the layout of Ma Yun, Ali stepped into the road of commercial monopoly: Taobao Tmall, Alipay, Hungry, Rookie Station, Flower Garden Borrowing, Ant Financial, Box Horse Fresh, Community Group Buying, etc. It can be said that all aspects of your life are under Ali's control. Ali has gradually evolved from an Internet technology company into the largest capital crocodile in China, monopolizing many fields and even dabbling in ordinary people's food baskets, which is absolutely not allowed in China.
Ma Yun wants to change the rules of the whole economic market. The e-commerce model led by Ma Yun has dealt a great blow to the operation of many small and medium-sized enterprises, and it is still expanding and squeezing the living space of these enterprises. Looking around the world, no country's economy is supported by the Internet.
Internet technologies such as Alibaba's Alipay can be used as tools to provide convenience for everyone, but if you try to change the rules of the entire economic market, it is really "lack of people's hearts."
The status quo in the conclusion may not be what everyone wants to see. Ma Yun's Ali really led an era and really brought benefits and convenience to everyone. In essence, Ma Yun is an entrepreneur or businessman, and it is understandable that businessmen make profits.
However, when your behavior deviates from your original intention, it is not surprising to give young people poisoned chicken soup from time to time, such as "996 overtime is a blessing for young people".