According to my understanding, an overdue credit card is a breach of contract and may have a negative impact on an individual's credit record. As a banking institution, Ping An Bank generally reviews credit records when recruiting employees for collection positions. If a candidate has serious delinquencies on their credit history, it may affect their chances of getting a debt collection position.

However, I cannot confirm the recruitment policy for specific positions. When each bank recruits employees, it will decide whether to hire candidates with overdue repayments based on its own policies, circumstances and needs. If you are worried about whether you are qualified to enter the collection position of Ping An Bank, I recommend that you directly consult the human resources department of Ping An Bank to get an accurate answer.