Current location - Trademark Inquiry Complete Network - Overdue credit card - How to apply for installments with rural credit cooperative credit cards?
How to apply for installments with rural credit cooperative credit cards?

It doesn’t matter whether the shopping website supports Rural Credit Cooperative credit card installment. As long as your credit card can handle installment business at Rural Credit Cooperative, please pay by swiping the card and then call Rural Credit Cooperative credit card customer service to apply for installment business. of.

If you want to make installment payment with Rural Commercial Bank credit card, the method is as follows:

1. Customers can log in to Rural Commercial Bank personal online banking or mobile banking client, enter the "Credit Card" page, and find the installment plan For that credit card, click in and follow the prompts on the page to operate the installment plan.

2. If there is a Rural Commercial Bank branch near where you live, the customer can directly bring his credit card and ID card to the branch counter to ask the staff to apply for installment.

3. Customers can call the customer service number of Rural Commercial Bank (the telephone numbers of Rural Commercial Bank branches in different places are different) and apply for installment by themselves according to the voice prompts or apply for installment through the manual service channel.

The credit card of Rural Commercial Bank can not only make installments for bills that have been issued, but also can make installments for current consumption transactions, and can also handle cash installment business. Everyone can choose to apply according to their own needs. After installment, just remember to repay the loan on time every month. It’s just important to note that after installment, you have to repay the monthly repayment amount every month, and you cannot make the minimum repayment. If you fail to pay it, it will become overdue and affect your personal credit.

Credit card installments include: credit card transaction installments, credit card bill installments, and cash installments.

Credit card transaction installment refers to the installment repayment applied for a certain transaction of credit card swiping, cash withdrawal, or consumption.

Credit card bill installment refers to an advance consumption method in which the cardholder submits an application for installment payment of the consumption amount to the card-issuing bank by phone or other methods after swiping the card for consumption and before the due repayment date.

Cash installment is applied by the credit card holder or the card issuer invites the card holder to apply. The limit in the card holder's credit card is converted into cash (or a separate appropriation is made without occupying the limit) and transferred to the card holder. An installment method in which the debit card account (this bank or another bank) is designated, and the cardholder then returns the money according to the specified number of installments. In a word, cash installment is using a credit card to borrow money.