1. The principal card customer must be at least 18 years old and have full capacity for civil conduct;

2. Have a legal and stable income and a good reputation;

3. Applicants for supplementary cards must be at least 16 years old.

Materials to be submitted for applying for credit card of Guangzhou Rural Commercial Bank

1. Identity information: copy of resident ID card or military officer's card; Compatriots from Hong Kong and Macao are required to provide copies of travel permits to and from the mainland and residence certificates for more than one year; Foreigners can provide copies of passports and residence permits for more than one year.

2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).

3. Auxiliary materials: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, and any original vouchers of telephone, water, electricity and gas charges in the last three months of the current residence.