There is no difference between the transaction password and the credit card password.

1. In a broad sense, the transaction password and swipe password of a credit card are the same as the current password of credit card swiping or ATM.

2. In a narrow sense, the transaction password usually refers to the password entered during online transaction and offline consumption, while the credit card password refers to the password that needs to be entered on the POS machine for offline store consumption or other offline consumption.

Extended information:

1. Credit card transaction password setting:

1. For some credit cards, set the transaction password online by logging in to the online banking password management page or calling the 24-hour customer service hotline displayed on the back of the credit card, select the "Set Transaction Password" menu of the credit card, and set the transaction password according to the voice prompts.

2. The transaction password can be modified on the ATM of Bank of Communications. If the cardholder forgets the transaction password, he can inquire with the 24-hour customer service hotline of Telecom Card Center and reset your credit card transaction password.

2. Inquiring about the transaction password of the new credit card:

1. Banks will put the initial password of the credit card into the password envelope and send it with the credit card. Some banks will generate the initial password according to the personal information of the cardholder, for example, using the last six digits of the cardholder's ID card as the password.

2. If you lose or forget the initial password of the credit card, you can go to the bank branch of the issuing bank or contact the customer service of the credit card to explain the situation. After the authentication is passed, you can reset the inquiry password and transaction password of the credit card. For these two passwords, the initial password is not important.

China Economic Net-Credit card transaction password, remember six safety tips.