The housing accumulation fund is paid by the unit where the individual works, which means that the individual cannot pay the housing accumulation fund. Therefore, many people have broken the housing provident fund because of job changes and other reasons. What is the impact of cutting off the housing provident fund? Under what circumstances can the provident fund be paid when it is broken? Let's take a look with Bian Xiao!
1. What is the impact of cutting off the provident fund?
After the housing provident fund is cut off, although the individual housing provident fund account will not be cancelled, if I have a house purchase plan, I cannot apply for a housing provident fund loan after the housing provident fund is cut off. Because according to the relevant regulations, only employees who have continuously paid for more than 6 months and the provident fund has not been cut off are eligible to apply for housing provident fund loans.
Second, under what circumstances can the provident fund be paid when it is broken?
1. The housing accumulation fund has been cut off, and many people intend to pay the housing accumulation fund. If the reason for breaking off the housing provident fund is to leave your job and find a new job, the current company is willing to help you with the formalities of paying the housing provident fund. Generally, you can pay the housing provident fund.
2. If the unit fails to adjust the base of the housing provident fund in time, resulting in an increase in the deposit amount of the housing provident fund, in this case, it is only necessary to make up the difference to renew the payment. In addition, when the employee's housing provident fund deposit time is later than the entry time, he can also pay back the housing provident fund during this period.
3. In the above situation, employees can go through the formalities of paying back the housing provident fund, but they need to provide a book stamped by the unit to pay back the housing provident fund. If they can't provide this material, they can't go through the formalities of paying back the housing provident fund.
Summary: The relevant contents about the impact of provident fund default are introduced here for everyone, hoping to help friends in need. In order not to affect the application for housing provident fund loans, we should try not to break the housing provident fund. If you meet the conditions for making up the housing provident fund after breaking off diplomatic relations, you can communicate with the unit and ask the unit to help you make up the housing provident fund. If you want to know more about decoration, you can pay attention to Qijia. com。
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