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What loan software can be divided into 36 installments?

What lending platform can borrow money in 36 installments

The following platforms can borrow money in 36 installments:

1. Gome Easy Card

Gome Easy The loan term of the card is 3-36 months, and can be divided into up to 36 periods, which greatly eases the borrower's repayment pressure. The maximum loan amount is 150,000, and the monthly loan interest rate is 0.88%. The age of the loan applicant must be under If you are 18-45 years old, you need to check your credit score. Your credit score should be good and you should have a stable source of income.

2. Ping An Consumer Finance - Xiaochenghua

Ping An Consumer Finance’s loan product Xiaochenghua has a loan term of 3-24 months and a loan amount of 1,000-200,000 , with a daily interest rate of 0.039%, can cover multiple consumption scenarios, and the credit limit is available at any time. The application requirements are 22-45 years old and a stable occupation. Sensitive occupations such as the military and police are not allowed, and students are not allowed. You can apply. You must have a college degree or above. It is best if you have an academic record on Xuexin.com. You can apply if you don't have one.

3. China Merchants Union Haoqi Loan

The loan period of China Merchants Union Haoqi Loan is 3-24 months, and the daily interest rate is between 0.03% and 0.10%, depending on personal qualifications The loan interest rates provided will vary. The loan can be repaid in 3, 6, 12 or 24 installments, with a maximum amount of 50,000.

4. Youqianhua

The loan period of Youqianhua is 1-24 months, the loan amount is 500-200,000, the interest is calculated on a daily basis, and the lowest daily interest rate is only 0.02 %. Youqianhua cooperates with seven major banks, and the quota can be used repeatedly. After each loan is paid off, the corresponding quota will be restored immediately, which is very convenient to use.

Four tips for online loans:

1. Make adequate preparations before borrowing

Know yourself and the enemy, and you will never be in danger. Before applying for a loan on an online loan platform, first carefully understand the loan requirements, prepare corresponding materials according to the loan requirements, and be targeted. Instead of ignoring everything, just borrow money when you see it, fill in the information randomly, wait for the information to be reviewed and approved, and wait for the loan to be granted.

2. The mobile phone number must be true

Nowadays, almost all online loan platforms require a mobile phone number for login or verification. When borrowing on an online loan platform, you must first ensure that the mobile phone number used is the person's real-name authentication. The longer the mobile phone number is used, the better, the more mobile phone bills are used, the better, and the fewer the number of arrears, the better. If you really just changed your mobile phone number, make sure it has been used for more than three months and has no record of arrears. Remember, don’t just buy a mobile phone number on a certain website and use it to borrow money.

3. Pay attention to the permissions of loan APPs

Many loan APPs will enable many permissions on mobile phones by default, especially Android loan APPs. Try to close some permissions that do not affect the use of the APP, especially the address book and text messages. Although some loan apps do not explicitly remind you, they will use the obtained address books and text messages as the basis for reviewing the loan. If there is sensitive information about bank reminders, loan intermediaries and other lending platforms, the success rate of borrowing will be greatly reduced. Are there any regular online loans that can be repaid in 36 installments?

1. Zunxiangdai Zunxiangdai is a loan product with money to spend. The credit limit is between 1,000 and 300,000, and the daily interest rate is as low as 0.01%. The maximum usage period is 36 months. Not everyone can choose 36 issues. Only high-quality users can choose 36 issues. Zunxiangdai is backed by the big brand Baidu and lends money to licensed financial institutions and banking institutions, which has higher credit requirements. ?

2. Fenqile Fenqile is a regular and reliable online loan that can be divided into 36 installments. High-quality users can also repay in 48 installments. Currently, a maximum loan limit of 50,000 yuan is opened, and the daily interest rate is As low as 0.03%, the credit limit for most users is between 5,000-20,000 yuan. Borrowers can obtain higher credit limits by providing credit card statements or proof of employment, and the credit can be received in a few minutes at the fastest

3. Ping An Xinyi Loan Ping An Xinyi Loan is a regular and reliable online loan product under Ping An Bank, with a limit of RMB 10,000 to RMB 500,000. It is mainly aimed at working-class people. The application conditions are that the income must not be less than RMB 4,000, and the credit report is good and there is no bad credit. To record, you can apply with any one of the materials from mortgage/life insurance policy/provident fund/social security/tax bill/car loan. You can choose from a variety of borrowing modes. The maximum repayment can be divided into 36 installments, and high-quality users can repay in 48 installments.

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4. Gome Easy Card Gome Easy Card is also an online loan app with high credit limit and low interest rate. The maximum limit is 200,000 yuan. It provides users with two loan modes. The credit card mode can last up to 18 months. The lowest monthly interest rate is 0.88%; the provident fund model has a longest term of 36 months and the lowest monthly interest rate is 0.66%. Borrowers can choose the mode that suits them to apply, and their funds can be received as soon as the same day.

1. Internet lending

1. The foreign name is Internet lending, and p2p online lending is the abbreviation of Internet lending, including individual online lending and commercial online lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a subcategory within the Internet Finance (ITFIN) industry. The number of online lending platforms has grown rapidly in China in 2012. So far, there are about 350 active ones, and the total number as of the end of April 2015 was 3,054.

2. Online lending includes individual online lending (i.e. P2P online lending) and online small loans. Individual online lending refers to direct lending between individuals through the Internet platform. Direct lending activities that occur on individual online lending platforms belong to the category of private lending and are regulated by laws and regulations such as Contract Law, General Principles of Civil Law, and relevant judicial interpretations of the Supreme People's Court. Internet micro-loans refer to small-amount loans provided to customers by Internet companies through micro-loan companies they control, using the Internet. Online small loans should comply with existing regulatory regulations on small loan companies, give full play to the advantages of online loans, and strive to reduce customer financing costs. The online lending business is supervised by the China Banking Regulatory Commission. Regular loan platforms that can be divided into 36 installments

There are many loan platforms on the market, and the loan amounts provided are also very high. Most of the maximum loan amounts are 200,000, but few can be repaid in 36 installments, which leaves friends who need long-term capital turnover without many options. After all, the longer the installment payment period, the smaller the pressure of repayment in each installment. So today, I will take stock of 10 formal loan platforms that can be divided into 36 installments.

1. Guangfa e-second loan

The personal consumption loan launched by Guangfa Bank, no Mortgage, unsecured, personal credit loan, loan period is 12-36 years, that is, the maximum loan period is 3 years.

2. ICBC e-Loan

The online pure credit loan launched by the Industrial and Commercial Bank of China has a maximum loan term of 3 Years, you can choose 12, 24 or 36 flexible repayments.

3. Agricultural Bank of China Online Loan

A small loan provided by Agricultural Bank of China for salary accounts, VIP customers, and whitelist customers For consumer loans, the loan period is generally 1 year, but on-site consumers can get loans for up to 5 years.

4. Puyin Diandai

The pure credit loan application procedure launched by Shanghai Pudong Development Bank is simple and fast. Full 3-5 loan terms are available up to 5 years. ?

5. Bank of Communications Huimin Loan

The online consumer loan launched by Bank of Communications is unsecured, unsecured and purely Credit supports flexible use of credit card consumption, cash withdrawals, and transfers, and the loan term can be up to 36 months.

6. China Merchants Bank Consumer Finance

China Merchants Bank and China Unicom *** jointly established China Merchants Bank Consumer Finance products. It is an officially licensed institution approved by the China Banking and Insurance Regulatory Commission. The product can be repaid in up to 36 installments.

7. Bank of China Credit Loan

The product of Bank of China Consumer Finance is an unsecured and unsecured credit loan. , online application, offline processing, flexible installment of 36 months.

8. Financing Loan

Lexin’s products mainly provide consumer loan services for young people, with simple application and timely approval. , arrives quickly, and can be repaid in up to 36 installments.

9. Youqianhuazunxiandai

Du Xiaoman Financial’s non-revolving credit loan product is suitable for need orders A user with a large loan amount.

It can be divided into three, six, nine, 12, 24 and 36 repayments.

10. Ping An Car Owner Loan

Under Ping An Group of China, the formal car loan platform can provide you with a car when you own a car. When applying for a loan, it is a common choice to apply for a loan on the latest day, and the loan installment will be three years.

The above is an inventory of the relevant content of regular loan platforms that can be divided into 36 periods. I hope it will be helpful to you. Which loan app can be divided into 36 installments?

The following loan APPs can borrow money in 36 installments:

1. Renrendai loan: a pure credit loan product with a loan amount of up to 200,000 and a maximum loan period of 36 installments.

2. Yirendai Loans: Loan products launched for salaried workers. There are four main loan models. The loan period is 12-36 months and the monthly interest rate can be as low as 0.78%.

3. Lufax Loan: A credit loan product launched by Lufax, with a maximum loan amount of RMB 500,000 and a maximum use period of 60 months.

4. Xinwang Bank Haoren Loan: The loan amount is up to 500,000 yuan, the usage period is up to 60 months, and the daily interest rate is as low as 0.025%.