Credit currency and credit account are mainly credit card products without physical media issued to pre-credit customers in the Bank. The external name is "Agricultural Bank Credit Currency", and the special card BIN number is 625818. The billing date is 23rd of each month, and the due repayment date is 19th day after the billing date. The concept of credit card: credit cards are divided into quasi-credit cards and credit cards. Jinsui Credit Card refers to the credit card issued by the Bank, which gives the cardholder a certain credit limit, and the cardholder can use it in credit. And enjoy a certain period of interest-free credit payment tools, with consumer credit, cash advance and other functions. The credit currency limit is the same as credit card accounts, and the credit limit is included in the unified management at the customer level.