There is no need to pay liquidated damages for early repayment.

But the handling fee for installment payment should be paid in full.

There are two kinds of penalty provisions for prepayment by credit card installment:

First, the cardholder will not charge any liquidated damages when handling the prepayment by installment, but the installment fee will not be reduced, and the remaining installment fee needs to be paid off when prepayment is made.

Second, when prepaying by installment, the remaining installment fee is not charged, but a certain proportion of repayment principal is charged as liquidated damages.