1. Debit card refers to the bank card issued by the issuing bank to the cardholder with no credit limit, and the cardholder deposits first and then uses it.

2. According to different functions, it can be divided into transfer card, special card and stored value card. Debit cards can meet the needs of cardholders such as personal savings deposits, payroll, shopping consumption, transfer and remittance.

3. The debit card of CITIC Bank refers to the ordinary savings card of CITIC Bank, and the debit card refers to the bank card issued by the issuing bank to the cardholder without credit limit, and the cardholder deposits first and then uses it. According to different functions, it can be divided into transfer card, special card and stored value card. Debit cards can meet the needs of cardholders such as personal savings deposits, payroll, shopping consumption, transfer and remittance.

4. CITIC Bank debit card is a kind of bank card, which can only be deposited before consumption. Debit card, also known as savings card, has many functions, and can be used for deposit, credit card consumption, transfer, remittance, payment, purchase of wealth management products and so on. There is another kind of credit card that belongs to bank card, but they are different. Credit cards can be spent first and then repaid.

Debit card introduction:

1. Debit card refers to the bank card issued by the issuing bank to the cardholder with no credit limit, and the cardholder deposits first and then uses it.

2. Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A Special card is a debit card that is used in a specific area and has a specific purpose (except for department stores, restaurants and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

3.2065438+August, 2007 1 day, the annual management fee of bank cards was cancelled, and some basic financial service charges of commercial banks were suspended.