It is up to you to decide whether it is useful or not.

1. There are many types, and some of them have low thresholds.

Nowadays, various banks are vigorously developing their credit card business. Basically all banks offer many types of credit cards. CITIC Bank is no exception. From the official website, there are many types. And the threshold for some credit cards is not high. For example, the QQ Caibei co-branded card is easy to apply for, but the limit is not necessarily high.

2. Those who apply online generally need to go to the business office for confirmation.

After applying for a China CITIC Bank credit card online, if it is successfully approved. You will receive official information from China CITIC Bank. Bring your ID card to the bank's business hall. This also means that the card application has been successfully applied. However, at this time, you can see whether it is a regular card or a gold card, but the amount is unknown. Soon, the credit card will be sent by express delivery.

3. Regarding service attitude.

Whether you go to the business hall of CITIC Bank or call the bank’s official customer service, you will get a satisfactory answer quickly. But after all, CITIC Bank is not as densely populated with sub-networks as the four major banks, and it has relatively fewer branches. Especially in some places it is a bit inconvenient.

4. There are many discounts.

There are many credit card activity pages. People who shop on Taobao must know that after choosing the right thing, when paying, if you choose to pay with a CITIC Bank credit card, you will be deducted. money. But it seems to be gone now. Of course, you can also watch movies for 9 yuan, get cash back by swiping some cards, etc.

5. Others

When using a credit card, you must choose a credit card that suits you and is convenient for you. At present, the competition for credit cards among banks is fierce, so when applying for a credit card, you must compare several banks and choose the one that is most beneficial to you.