If you are not sure whether your card is a credit card, you can go to the CCB credit card website and click on the credit card product to check. I took a screenshot for you and you can see for yourself. The golden one is a gold card, and the white one is a platinum card.

This card is also a standard credit card, which is convenient for you to use for daily consumption. The biggest difference between this card and other cards is that if you make purchases in the future, installments will be automatically processed every month, which can alleviate the problem. Your repayment pressure, and the installment fee is more favorable than other installment methods. If you want to know about the card rights, the website has quite detailed information.