The credit card integral activity of Industrial Bank is a feedback activity of industrial bank credit card holders implemented by Industrial Bank Credit Card Center. Cardholders can accumulate points by spending money in the bank or borrowing cash in advance, and can redeem various gifts and services according to the accumulated points. The integral accumulation rules are as follows:

1, general integral accumulation rule

Credit card holders of Industrial Bank can earn points through in-card consumption, and the points rule is 1 RMB 1, 1 USD 6.5; If you borrow cash in advance, you can also enjoy the same points accumulation rules. It should be noted that a single point can't exceed 65,438 438+ 10/00000 at most, and you won't get points for the overpayment.

2. Integral multiple accumulation

In the following two cases, you can get double points. First, you can use the standard platinum card to spend abroad; Second, cardholders can trade on their birthdays, and supplementary cards can also enjoy bonus points. Four times points can be obtained in the following situations, and four times points can be obtained for standard platinum card holders who spend on their birthday; If the points are paid through Taobao and other networks, the principle of consumption 1 meta-product 1 points shall be implemented.

Note: Cardholders cannot participate in the following situations

1. The credit card has been deactivated, cancelled or controlled.

2. The credit card is overdue for more than 30 days.

3. The cardholder violates relevant contracts, and commits illegal acts such as cashing, fraud and other abnormal card use behaviors.

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