No. Applying for a credit card means that banks and other financial institutions issue a certain credit limit to the cardholder, and the cardholder can consume, shop, manage finances, and repay the identity within the credit limit. If you provide a marriage certificate, your spouse's credit will not be checked. Apply for a credit card It is a one-to-one service. Whoever applies for the card is responsible for it. As long as the applicant has a credit check and passes the qualifications, we will not check the credit score of his or her spouse.