Credit card raising skills

1. Repay on time. For credit cards, it is very important to repay on time. In the process of use, if the user is overdue, it will not only be detrimental to the credit card withdrawal, but also affect the personal credit. Therefore, in the process of use, users should repay on time and maintain good credit, which is very helpful for our credit card withdrawal.

2. Use credit cards more. The main function of credit card is consumption. Therefore, in the process of daily consumption, it is best to use credit card where users can pay by credit card to increase the activity of credit card. Let the bank see that users do have financial needs. In this way, it will also be beneficial to our credit card withdrawal after a period of time.

3. Reduce the number of withdrawals. In addition to consumption, credit cards also have the function of withdrawing cash, but users need to pay corresponding handling fees and interest. However, in the daily use of credit cards, users had better reduce their withdrawal times. Because the number of withdrawals is too high, it is easy for banks to think that users' funds are often in short supply. In order to reduce the risk, banks are likely to take measures to reduce the amount. This is very unfavorable for us to raise cards.

4. Buy the bank's wealth management products. If users have spare funds, they can consider buying wealth management products with their credit cards, so that banks can see the financial strength of users, which is also very helpful for us to raise cards and improve the credit card quota.

5. increase your own consumption types. There are many places where credit cards are used, such as shopping malls, convenience stores, bars, KTV and various online shopping. Therefore, users can use credit cards in these places to increase their consumption types, which is conducive to our card maintenance.

skills of keeping credit card by card

skills of keeping credit card by card include paying more than enough, using repayment cycle and reasonable distribution.

the most common way for a cardholder to raise a credit card is to use two credit cards to raise a card. Generally, there are the following skills for raising a card with two credit cards:

1) Use the repayment period: use two credit cards to raise a card. Users must make good use of the repayment period reasonably, and try to choose two credit cards with a large interval between repayment periods, so as to prolong their interest-free repayment period. For example, A card can repay on the 4th of each month, so B card can choose to repay in the middle of the month or at the end of the month.

2) Reasonably allocate the frequency and amount of swiping two cards: when using two credit cards, the cardholder must use both cards at the same time, and both cards must be swiped enough times to increase the chance of withdrawal. Never swipe one card and leave the other card unattended.

3) The normal card-raising routine is to pay more, and to pay more is to return the money to the credit card. The more is the number of transactions, and the diversified consumption every month is the type of merchants. The 2W card can be brushed up in 15 times, and then the amount of credit card is split. Of course, it is best not to pay out every second. The specific way is to operate according to different personal funds.

In short, it is also very important to choose a card for credit card raising. After all, there is not much skill in card raising. Only by choosing the right credit card that is suitable for card raising will it be easier to raise a card. If you choose a credit card with a slow withdrawal rate and a low amount, it is not cost-effective.

1. The following are some credit cards recommended by netizens:

1) CITIC Yan Card: This card is a gold card, and the application threshold is not very high. As long as the credit is good and you have a stable income, you can basically get a card, and the maximum amount can reach 5, yuan.

2) ICBC world Struggle Card: This card is divided into three levels: general, gold and platinum. You can apply for different levels of credit cards according to your actual situation, which makes it easier to apply successfully and withdraw the amount.

3) YOUNG Card of China Merchants Bank: This credit card is easy to apply for, and it can also be applied for by newly graduated college students, and the withdrawal speed is relatively fast, which is suitable for raising cards and accumulating credit.

4) Safe Car Owner Card: This is a card suitable for car owners. As long as it meets the prescribed consumption limit, it can enjoy discounts when refueling, so it is more suitable for car owners to raise cards.

5) Postal etc card: The etc card can get a maximum discount of 8.2%, and the amount is high. As long as it is used reasonably, the withdrawal speed is faster.

How to raise a credit card How to raise a credit card

1. First, control the number and amount of swiping. Credit cards need to be swiped more, so that the amount can be raised quickly. Banks issue credit cards in order to obtain income. Credit card handling fee is an important income of credit card business.

2. Secondly, select the appropriate merchants to swipe their cards. Not all merchants' credit card transactions can generate income for banks.

3. Third, don't just swipe your card. In addition to spending by credit card, if you want to "raise your card" quickly, it is suggested that cardholders can try to handle other credit card businesses, such as cash withdrawal and installment repayment, because these businesses can also contribute to the bank, which will certainly be welcomed by the bank.

4. Seize the right time to raise the amount. Find the right time to apply for credit card withdrawal. It is easier to get approval if you apply for a withdrawal at the right time. For example, apply for credit card withdrawal immediately after a single large consumption amount accounts for more than 5% of the total credit card amount. In this case, the bank will think that the cardholder has a high demand for credit card consumption, and the current credit line can no longer meet his needs, so it is necessary to increase the line.

tips for raising credit cards

tips for raising credit cards are to raise more cards and divide them into stages.

Proper card maintenance can increase the credit line of our credit card. The following methods have passed the test of time and are considered the most effective by most senior card owners:

1) swipe your card more.

2) control the frequency and amount of credit card swiping.

3) get the right credit card.

4) handle the installment or cash withdrawal business.

5) seize the right time to raise the amount.

6) timely repayment.

Nowadays, many young people have that credit card. We all know that a credit card is an overdraft card, and you can spend it in advance. However, it usually takes one month to return the money you owe, so there will be no interest. This is just an ordinary credit card consumption. If you want to withdraw the money from your credit card. There are two ways:

1) Get it from the ATM, but the interest is very high. It will generate interest of 15 thousand a day and a high handling fee, so few people use this method.

2) The second way is to withdraw cash directly from the POS machine, where you directly input the amount you want to withdraw and brush it out directly, and there will also be a corresponding handling fee. Generally, there is a handling fee of 1, yuan in the market, and you only need to return it on the last day of repayment, thus avoiding the interest generated every day.

We call the second method, professionally speaking, card maintenance. If you brush it out with a better POS machine, you will get points, which will be good for your authenticity. Frequent swiping will increase your credit card limit. Play the role of raising cards. However, there are also the following precautions when swiping a card:

1) Try not to swipe an integer, such as 1 million or 1, or 9999.

2) Try not to swipe the same credit card more than three times a day.

3) Try not to swipe your card again the day after the repayment date. This is a big no-no for using your card, otherwise it will be easily subject to risk control by UnionPay.

1. Remember that the risk of raising a card with a card is very high. Besides the high handling fee, the danger of raising a card with a card is that it is easy to be overdue. If you keep your card with a card for a long time, if one day, a card is downgraded or blocked, it will directly lead to the break of the repayment capital chain, which will lead to the overdue of the credit card. Once one credit card is overdue, other banks may also reduce the amount of other bank cards for risk control, which will eventually lead to the overdue of multiple credit cards. If this happens, the cardholder's personal credit will also be seriously affected, affecting the future mortgage and credit card processing, and even directly entering the credit blacklist.

This is the end of the introduction of credit card raising skills in 217 and two credit cards. Did you find the information you need?