1. Call China bank credit card customer service hotline to cancel the card
China bank credit card holders can call China bank credit card 24-hour customer service hotline to apply for account cancellation, and China bank will check the status of the credit card under the customer's name. If the account cancellation cannot be completed immediately, the bank will close the account for the customer 45 days after the cardholder applies for account cancellation, if the customer's account has no arrears and no balance; If there is still debt, the bank will take the initiative to inform the customer to repay the debt as soon as possible to complete the account cancellation; If there is still a balance, you can go to the branch of Bank of China to return the balance.
2. Cancel the card at the credit card counter of China Bank
Credit card holders of China Bank can also bring their ID cards and cancel the cards at the counter of the business outlets of China Bank. The staff at the counter will help you cancel your credit card. The whole process only takes a few minutes. However, if there are many people doing business in the bank, you need to take the number and wait in line, which will take a long time. It is better to save time by calling.
Precautions in the process of canceling the credit card of China Bank
1. If the balance in your account has been cleared 45 days after the pre-sale account, we will automatically close the account for you without going through any formalities at the counter.
2. if the main card is cancelled, all supplementary cards under its name will be cancelled, but the cancellation of supplementary cards will not affect the use of the main card.
3. the pre-sale account must be handled by the cardholder of the main card, including the case that the supplementary card is cancelled separately.