First, you can log in to the Bank of Communications Credit Card Points Paradise.

Second, at present, the points paradise of Bank of Communications has been revised, and credit card points are no longer directly exchanged for goods. All goods are clearly priced.

Third, you can choose three payment methods:

1, points plus cash payment;

2. Points plus installment payment;

3. Pay in full.

(1), points plus cash payment:

The lower limit of the integral in the pricing of each commodity is 0, and the highest available integral is subject to the upper limit of the integral displayed below the payment method of the commodity. You can choose the integration value between the upper and lower limits of the integration. The points used will be deducted from the displayed point paradise price of each commodity (except special commodities) according to the ratio of 1000 points =2.5 yuan, and the amount deducted is the price paid in cash.

(2) Points plus installment payment:

The lower limit of the integral in the pricing of each commodity is 0, and the highest available integral is subject to the upper limit of the integral displayed below the payment method of the commodity. You can choose the integration value between the upper and lower limits of the integration. The points used will be deducted from the paradise price of points displayed for each commodity (except special commodities) according to the ratio of 1000 points =2.5 yuan. The deducted amount will be divided by the number of installments of the commodity, and the installment of each installment will be reserved for points, and the unused part will be added to the amount of the last installment.

(3) Full integral payment:

Some goods can offset the total price with points.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.