Bank of Communications credit card, the billing date is 13, and the repayment date is 25 days after the billing date (30 natural days per month), that is, the 8th of next month. After the 8th, overdue repayment of credit cards will generate late fees and interest.

From July 7, 2065438, the rules of due repayment date of all Pacific Credit Cards of Bank of Communications were adjusted, that is, the due repayment date was adjusted from the 25th day of the original billing date to a fixed date.

The adjusted specific maturity date will be based on the date recorded in the first bill generated after July 17, 2065438, which is the fixed maturity date of the corresponding card. Please repay the loan according to this date in the future.

Extended data

The penalty for overdue repayment is:

1. All consumption funds will no longer enjoy interest-free repayment, and the bank will calculate interest on a daily basis with the consumption amount as the principal from the date of consumption, with a daily interest rate of 0.5 ‰ and compound interest on a monthly basis;

2. Receive phone calls and letters from banks;

3. Freeze your account, feed back your arrears record to the People's Bank of China and record it in your credit file, which will affect your personal credit;

If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to return 10% of the total cost each time, so that although there is no interest-free repayment period, you can avoid personal credit damage.

Bank of Communications-Announcement on Adjusting the Rules of Due Repayment Date of Pacific Credit Card