No need.

Quick Loan is operated through CCB Mobile Banking. If the customer has not activated mobile banking, he or she can activate mobile banking directly on the APP. Quick loans are available to all CCB customers and are unique to non-credit card customers. Mortgage customers, deposit and financial management customers, agency customers, credit card customers, and provident fund customers are all involved.

In the process of using Quick Loan, personal qualifications have changed. For example, the personal credit report is overdue, and now I am not a customer of mortgage loan, provident fund, or salary agency.

Extended information:

Usage precautions:

1. In the process of using CCB Quick Loan, the user violated the contract provisions, such as not following the contract restrictions. Using a loan and failing to repay the loan in full within the agreed time, etc. When these violations occur, CCB will consider the risk and close the borrower's quick loan line.

2. Other loans and credit card debts handled by the user with CCB are overdue. In addition, if there are breaches of trust, violations, abnormalities, etc. in some businesses handled by CCB, it may also cause everyone's credit score to be reduced, causing the CCB quick loan quota to suddenly disappear.

3. If the user has loans, credit cards and other businesses in other financial institutions, check whether there are any overdue, illegal or other bad behaviors in these businesses. Because a lot of information is now shared between banks, wrong behavior in other financial institutions can also cause the CCB quick loan quota to suddenly disappear.

4. Changes in the borrower's age, income, job, etc. may also affect the borrower's credit rating, causing the CCB quick loan quota to suddenly disappear.

Baidu Encyclopedia - Quick Loan

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