This is the most common method of swiping cards without POS, such as Taobao, WeChat, JD.COM and Suning. The above platforms generally support credit card payment, but it depends on the business.

If Taobao merchants are marked with the words credit card, they can pay by credit card, and the general handling fee is borne by the merchants. However, some merchants can also pay by credit card without the credit card logo, but the handling fee is borne by the buyer, which is generally 1% of the payment amount.

Second, the QR code payment:

Some physical businesses, although not equipped with POS machines, have opened the function of QR code payment through payment institutions. There are special QR code payment in the store, which can support credit card payment, such as Alipay's flower collection and credit card collection code. Generally, this QR code sticker will indicate the payment institution.