In order to facilitate family consumption, many card friends will also give their parents a secondary card after they have set up their own primary card. The secondary card can only be used if it is attached to the main card. Some card friends will ask if the secondary card can still be used if the main card of the credit card is lost. This depends on the situation. Let's analyze it. can I use the secondary card if the primary card is lost? The main card and the secondary card of a credit card are complementary to each other. The secondary card can only be used when the main card is in a normal state. If the main card is in an abnormal state, such as freezing, reporting loss, stopping payment, etc., the use of the secondary card will be restricted, only when the main card is in a normal state. If the lost primary card is only lost, the card status is still normal, and the secondary card can also swipe the card as usual. However, in order to avoid risks, it is best to report the loss of the main card and reissue a new card. However, since the main card is temporarily frozen after reporting the loss, the auxiliary card cannot be used until the new card is activated.

so, how do you report the loss? The loss reporting process is very simple. When the cardholder finds that the main card is lost, he will call the service hotline of the issuing bank at the first time, transfer it to the manual customer service, and apply for a replacement card for the loss reporting of the credit card. After the bank accepts it, the main card will be temporarily frozen, and then a new card will be reissued in about 2 working days, and then mailed to the reserved receiving address. It should be noted that the new card number, security code and other information will change after the credit card is reported lost and replaced. After activation, the accounting information of the old card will be loaded on the new card. If there is any arrears during the period, it is also possible to return the old card number by transfer or repay it to the secondary card before the new card is received. In short, if the main card of the credit card is lost, the secondary card can be used without reporting the loss, but if the loss is reported, the secondary card can only continue to use the card if the new card is activated.