Generally, the cash advance limit is 50% of the credit card with credit limit (the cash advance limit of youth card is 100% of the credit limit). The maximum daily cash advance for each card of the domestic UnionPay line is RMB 2,000; The daily cash advance of each card of overseas UnionPay line shall not exceed 2000 yuan equivalent in foreign currency; The cumulative cash advance for each overseas family shall not exceed the equivalent amount of $65,438+0000 per day, $5,000 per month and $65,438+00000 for six months. The maximum daily withdrawal amount of official financial card is RMB 20,000 (the daily withdrawal limit of official financial card of Wuhan and official financial card of Ruziniu (Puka) is RMB 2000).
If there is a credit card withdrawal limit, you can handle the credit card withdrawal business.
Our personal credit card has the function of borrowing cash in advance. You can withdraw the cash from the credit card through the ATM and bank counter of our bank or other banks, or transfer the money from the credit card to the savings card of China Merchants Bank in your own name through online banking and telephone voice (the cash withdrawal function of the business credit card is consistent with the company's setting).
If you need to use the cash withdrawal function, please log on to the credit card website or dial 8008205555 for free on the fixed line, and dial the service hotline 4008205555 on the mobile phone, set the transaction password and activate the cash withdrawal function.
Credit card advance cash will be charged with handling fee and interest (including ATM, counter, online banking and telephone advance cash of the Bank or other banks): handling fee: 65,438+0% for each transaction in RMB, with a minimum charge of ￥ 65,438+00/transaction, and 3% for each transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of ￥30/ transaction. Tips: 1. There is only a handling fee for withdrawing multiple deposits from a credit card. 2. Only the cash advance function is enabled for free. 3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first cash advance every natural month (interest is normally charged). 4. No matter in the same city or in different places, there is no inter-bank handling fee for cash withdrawal.
If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!