1. How long is the period of credit guarantee?

Generally, the guarantee is one year. As for other guarantees, you should ask a professional guarantee company, which is located at the south gate of the real estate building. Opposite, there is a Yuheng Financing Guarantee Company. I have made loans there before. The business staff are professional and enthusiastic. You can go and consult.

2. The longest term of a Rural Credit Cooperative loan of 70,000 is How long

The farmer's repayment ability is determined by the purpose of the loan. Generally speaking, the maximum loan period for working capital loans depends on the situation, usually 5 years. the following. The maximum term of a housing mortgage loan is 1. If you can pay it off on time, you should apply for an extension at the credit union 15 days before expiration. Applying for an extension should also meet the following conditions: 1. You are only temporarily in difficulty and have the ability to repay in the long term. 2. You cannot default on loan interest. 3. Part of the principal should be repaid. The period regulations after extension are as follows: For loans with an original period of less than one year, the extension period cannot exceed the original period, which means that it can be extended for up to one year. If the extension period of a loan of more than one year cannot exceed the original loan period, the guarantor must be present to sign and approve, otherwise the extension procedures cannot be processed.

3. What is the guarantee period of the credit card guarantor?

The guarantee period of the credit card guarantor is six months. The law stipulates that if the guarantor of a general guarantee and the creditor do not agree on a guarantee period, the guarantee period shall be six months from the expiration of the main debt performance period. During the guarantee period stipulated in the contract and the guarantee period stipulated in the preceding paragraph, if the creditor has not filed a lawsuit against the debtor or applied for arbitration, the guarantor shall be exempted from the guarantee liability; if the creditor has filed a lawsuit or applied for arbitration, the provisions on the interruption of the statute of limitations shall apply during the guarantee period.

Legal basis:

Article 692 of the Civil Code Guarantee Period The guarantee period is the period during which the guarantor assumes the guarantee liability, and no suspension, interruption or extension will occur.

The creditor and the guarantor may agree on a guarantee period, but if the agreed guarantee period is earlier than the main debt performance period or expires at the same time as the main debt performance period, it will be deemed that there is no agreement; if there is no agreement or the agreement is unclear, the guarantee period The period is six months from the expiration of the principal debt performance period.

4. How many years does a personal bank guarantee last?

Guarantees for private loans have a time limit. The guarantee period is calculated separately according to different guarantee methods:

1. In general liability guarantees, if the guarantee period is within the agreed guarantee period or if there is no agreed guarantee period, it will be six months from the expiration date of the autonomous debt performance period. Inside. Within the above period, if the creditor fails to file a lawsuit or apply for arbitration against the debtor, the liability for guarantee shall be extinguished. 2. In a joint liability guarantee, the guarantee period is within the agreed guarantee period or if there is no agreed guarantee period, it shall be within six months from the expiration date of the autonomous debt performance period. Within the above period, if the creditor fails to file a lawsuit or apply for arbitration against the guarantor, the guarantee liability will be extinguished. Legal basis: Article 25 of the Guarantee Law: If the guarantor of a general guarantee and the creditor do not agree on a guarantee period, the guarantee period shall be six months from the expiration of the main debt performance period. During the guarantee period stipulated in the contract and the guarantee period stipulated in the preceding paragraph, if the creditor has not filed a lawsuit against the debtor or applied for arbitration, the guarantor shall be exempted from the guarantee liability; if the creditor has filed a lawsuit or applied for arbitration, the provisions on the interruption of the statute of limitations shall apply during the guarantee period. Article 26 If the guarantor of a joint liability guarantee and the creditor have not agreed on a guarantee period, the creditor has the right to require the guarantor to assume the guarantee liability within six months from the expiration of the debt performance period. If the creditor does not require the guarantor to bear guarantee liability during the guarantee period agreed in the contract and the guarantee period stipulated in the preceding paragraph, the guarantor shall be exempted from guarantee liability.