2. The system will convert it into US dollars according to the exchange rate on the day of your repayment, so you don't need to convert RMB into US dollars for repayment;

3. Check what your deduction POS terminal looks like. If it is UnionPay, there is no handling fee; If it is a visa, you have to pay an extra handling fee;

4. Because the exchange rate fluctuates every day, the specific repayment amount on the repayment date can be consulted by the credit card manual customer service of China Merchants Bank.