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What are the requirements for applying for a credit card at a bank card?

The conditions required to apply for a credit card at a bank are as follows:

1. To apply for a credit card, you must be 18 years old or above;

2. Have a legal and stable Income and good credit;

3. Employment certification documents. Some banks also require proof of income and financial resources. Proof of financial resources can include a copy of the real estate certificate, a copy of the motor vehicle driving license, a bankbook, etc.

4. The proof of residence can be a copy of the household registration book, a certification document issued by the street, or other certification materials.

Required information:

1. A valid personal identity document, such as an ID card within the validity period;

2. Issued and stamped by the work unit Proof of income and work, statement printed by the bank;

3. Proof of financial products, real estate certificate, driving license and other asset certificates;

4. Proof of residence, such as the last three Monthly payment receipt for water, electricity and gas bills;

5. Credit card application form, which can usually be obtained at the bank counter.

Legal basis: Article 28 of the "Bank Card Business Management Measures"

Individuals applying for bank cards (except stored value cards) shall provide the card-issuing bank with the information specified by the public security department. A registered account will be opened for the applicant after the card-issuing bank has passed the review with his/her valid identity document; Any entity that opens a basic deposit account at a financial institution in China must apply for an entity card with an account opening license issued by the People's Bank of China; Bank Card The cards and their accounts can only be used by cardholders approved by the card-issuing bank, and are not allowed to be rented or lent.