Hello, if it is our bank's credit card, it can be repaid, because the Baidu platform cannot verify the account information. Please call the hotline on the back of the credit card. After entering the manual, the customer service staff will verify and process it for you.

If you have a credit card from our bank, the People's Bank of China stipulates that all card-issuing banks must upload customers' consumption and repayment records regularly and cannot be tampered with. Our bank will not make any negative comments on your usage records. We will only give you honest feedback on your historical usage records without any subjective judgment. If you subsequently apply for a loan, the lending bank will comprehensively refer to your credit record, not just for a certain period of time. If you can maintain a good consumption and repayment record, your credit will continue to increase.

The "Regulations on the Administration of the Credit Reporting Industry" stipulates that the credit reporting agency's retention period for personal bad information is 5 years from the date of termination of the bad behavior or event; if it exceeds 5 years, it shall be deleted. /zwgk/2013-01/29/content_2322231.htm When you handle new business, the relevant departments will generally give priority to recent consumption and repayment records.

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.