Medical insurance cards are all savings cards.
ICBC’s Peony Card includes both debit and credit cards. If it is a credit card, the annual fee will be waived after swiping the card 6 times. If it is a savings card such as a debit card, there is no annual fee exemption for swiping the card. The annual fee for bank cards is generally about 10 yuan. If it is a financial card, gold card, VIP card, etc., there is no annual fee.