You can't apply for a temporary credit card line casually. You need to meet certain conditions if you want to apply for a temporary credit card line. Otherwise, even if you submit an application, but it does not meet the conditions for withdrawal, it will still be rejected by the bank. Let's introduce to you what conditions to meet when applying for a temporary quota. credit card temporary limit conditions 1. The card has been opened and used normally for more than 9 days; 2, 3 months have consumption every month; 3. Monthly consumption accounts for more than 3% of the total amount of credit cards.

how to apply for a temporary credit card limit? If you use a credit card that meets the above three conditions, you can call the customer service hotline of the issuing bank or log in to the credit card official website to apply for increasing the temporary credit limit. It should be noted that the temporary credit line usually has a time limit, generally the longest is 3 months, and the shortest is 1 month. The specific time limit is subject to bank regulations. Once the validity period expires, your credit card will be restored to its original limit.

Precautions for the temporary credit card limit 1. No minimum repayment: After applying for the temporary credit card limit, the excess will be paid off in one lump sum in the minimum repayment amount of the next statement after the expiration of the validity period, and only paying off the minimum credit card limit will cause the credit card to be overdue. 2. You can't apply for installment: Many card friends want to repay the loan by installment because they can't pay off the temporary amount in one lump sum after spending a lot, which won't work. Temporary quota cannot be used for installment business, so you must consider it carefully before applying for temporary quota.