Reason:

1. This is a marketing tool adopted by bank personnel to attract users to apply for cards and complete the task of issuing cards at outlets, and salesmen can also complete their own achievements. This is the same as the normal application in the bank, because the bank still has to conduct qualification examination, make a card and send it.

2. Generally, there will be card sellers stationed in supermarkets or office halls, and users can operate according to requirements.

note:

1. Users need to verify whether the other party is a real bank employee during the processing. Many fraudsters will also use "giving cards" as a gimmick to defraud users of personal information, and then steal credit cards, causing financial losses. This requires everyone to take precautions.

2. In general, you don't need the user's verification code to apply for a credit card.

Matters needing attention in handling credit cards:

1, processing channel

There are many channels to apply for a credit card now. In addition to the traditional bank counters, there are also financial institutions such as bank official website, door-to-door handling of salesmen, and third-party platforms. In addition to the three channels of bank counter, bank official website and bank salesman's door-to-door, the third-party platforms and financial institutions that handle credit cards also have certain risks. Its main risk is the disclosure of personal information, and even encounter fraud institutions, resulting in their own money losses. The success of credit card application is mainly related to the qualifications of the applicant, and it is safest to go to the bank.

Step 2 ensure authenticity

As we all know, if you are a high-income group or a group with assets under your name, applying for a credit card will greatly improve the success rate and credit card limit. However, you can't blindly fill in your personal data. Everyone must ensure the authenticity of your personal data, otherwise the bank will think it is suspected of fraudulent loans and directly refuse the application.

3. Application selection

The choice here mainly includes two aspects, one is the bank, and the other is the card type. Although they are all banks, different banks have different application thresholds for credit cards, so everyone should first choose the banks that have cooperation with them, and then the local commercial banks. If it is the first time to apply for a credit card, I suggest you start with the ordinary card with the lowest card type, so that the pass rate will be guaranteed.