the collection date of the annual credit card fee of CCB is not based on the natural year, that is to say, it is not collected once from January to December, but based on the date of opening the credit card. This can be judged by the validity period on the credit card, which is directly below the credit card number, in the format of * */* *, indicating month/year. The month is the account opening month of your credit card, and this month of each year is the annual fee collection time, that is, October 215-October 216 is a card-holding year. For example, if the validity period is October 23 and expires in October 223, then October of each year is the annual fee collection date, and Yuetong Card Gold Card can be used three times a year, with no limit on the amount and transaction type, and the annual fee can be exempted.