a certain annual fee needs to be deducted. According to Sohu. com, the annual bank card fee includes the annual credit card fee and the annual online banking fee. Debit cards are partially charged with annual fees, and some banks are exempt from annual fees. The annual fee of credit card is generally charged, and the fee is high. The annual fee varies from several hundred or the bank card may have batch business, and a certain business fee will be deducted.