You can complain to the China Internet Finance Association; complain to the China Banking and Insurance Regulatory Commission; complain to the bank head office. According to the credit card collection management regulations, after the user is overdue, he is not allowed to collect collection from a third party unrelated to the debt. , do not use violence or verbal threats. At the same time, during the collection process, staff need to record and save it for 2 years for future reference. If these regulations are violated, users can directly lodge a complaint at the official website window of the China Internet Finance Association. Regarding the question "How to file a complaint against a credit card collector?" The editor has compiled the following knowledge.

1. How to complain to credit card collection personnel 1. Complain to the China Internet Finance Association. According to the credit card collection management regulations, after the user is overdue, collections from third parties unrelated to the debt are not allowed, and collections with violence or verbal threats are not allowed. At the same time, staff need to record the collection process and keep it for 2 years for future reference. If these regulations are violated, users can directly lodge a complaint at the official website window of the China Internet Finance Association. 2. Complain to the China Banking and Insurance Regulatory Commission. Users can directly call the China Banking and Insurance Regulatory Commission or send an email to complain. It should be noted that due to busy wiring, it may not be possible to get through once or twice, and multiple attempts will be required. If you complain by email, you need to attach relevant supporting documents. 3. Complain to the bank’s head office. Generally speaking, banks are not allowed to leak users' personal information to third parties. However, in the credit card collection process, outsourced collections are often encountered, and the other party's collection behavior is very irregular. In this case, you can complain to the head office to report the problem.

2. Will you be jailed if your credit card is overdue for 3 years? Will you be jailed if your credit card is overdue for 3 years? It depends on the overdue amount of the cardholder. According to regulations, if a credit card is overdue for more than three months and has not been repaid, the overdue amount will be determined. If the amount exceeds 50,000 yuan, it constitutes credit card fraud and you will be imprisoned. It is worth noting that no matter how much the overdue credit card amount is, the consequences of not paying back the credit card after the due date are very serious. In the mild case, it will lead to a bad credit report and even face high penalty interest. If the overdue amount is large, there is a risk of jail. Therefore, you must pay it back on time. Once the payment is overdue, remember to find a way to repay it first before considering anything else.

3. What are the post-processing methods for credit cards that are overdue for 3 years? 1. Stop using loans to support loans: Do not use loans to support loans after a credit card is overdue for 3 years. In this way, the interest will pile up and your life will eventually be ruined. The pressure is getting bigger and bigger, and in the end, I can't afford to pay off my debts, and I owe more and more debts. 2. Borrow money from relatives and friends first: If the overdue credit card amount is not large, you can ask relatives and friends to make money. Pay off the debt first, and then work hard to make money. Set your mind right, increase your income, and then slowly pay back the money to relatives and friends. 3. Negotiate repayment with the bank: If your credit card is overdue for 3 years, you will definitely face endless collection calls, and the penalty interest will also increase. Therefore, you can negotiate with the bank to repay in installments. After the negotiation is successful, the penalty interest will be Stop the growth, and there will be no more collection calls. If you pay back every month, the pressure will be reduced a lot, which can temporarily solve the current financial pressure. There are many ways to make complaints, including through the China Banking and Insurance Regulatory Commission, the Spam Reporting Center, and the Complaints Center. If you have been threatened by the other party and you have enough evidence, you can also handle it by calling the police. But no matter how you complain, the first thing you should ensure is that the complaint channels are formal, and then there must be evidence. I hope the above content can be helpful to everyone. If you have other legal questions, you can go to us for consultation.