You can transfer it to a bank card, but it can only be transferred to a CCB savings card in your name. The charges are the same as cash withdrawals. The handling fee is calculated as 1% of the transfer amount, with a minimum of 2 yuan and a maximum of 100 yuan. Interest is calculated from the date the transaction is recorded, with the interest rate on the base day being 0.05%, and compound interest is calculated on a monthly basis. No handling fee before June 30th. Transfers can be made through CCB’s mobile banking, online banking, and counter operations. They can only be transferred to the CCB savings account under your name. Inter-bank transfers are not supported. The daily cash transfer limit per card through counter channels is RMB 20,000, and the daily cash transfer limit per card through mobile banking and personal online banking channels is RMB 10,000. Up to 50% of the credit limit can be used.

The repayment period is the same as other transactions, and repayment must be made within 20 days after the bill date at the latest.